Monthly Repayment |
HKD$30,273
|
Initial Payment |
HKD$2.74 Millions
|
Loan Amount |
HKD$6.38 Millions
|
Total interest |
HKD$2.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$282,000
|
Legal Fee |
HKD$40,300
|
Agency Fee |
HKD$91,200
|
Total Expense |
HKD$413,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78722 | 55926 | 43657 | 38207 | 29359 | 24059 | 20533 |
1.5% | 80107 | 57322 | 45068 | 39628 | 30805 | 25531 | 22032 |
2% | 81507 | 58741 | 46507 | 41081 | 32295 | 27058 | 23596 |
2.5% | 82922 | 60181 | 47974 | 42567 | 33829 | 28639 | 25224 |
3% | 84353 | 61644 | 49470 | 44086 | 35405 | 30273 | 26915 |
3.5% | 85800 | 63128 | 50995 | 45638 | 37024 | 31959 | 28667 |
4% | 87261 | 64634 | 52547 | 47221 | 38685 | 33697 | 30478 |
4.5% | 88738 | 66162 | 54128 | 48837 | 40388 | 35484 | 32346 |
5% | 90230 | 67712 | 55736 | 50484 | 42131 | 37320 | 34270 |
5.5% | 91738 | 69283 | 57371 | 52162 | 43914 | 39203 | 36247 |
6% | 93261 | 70875 | 59034 | 53871 | 45736 | 41132 | 38275 |