Monthly Repayment |
HKD$28,647
|
Initial Payment |
HKD$2.59 Millions
|
Loan Amount |
HKD$6.04 Millions
|
Total interest |
HKD$2.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$258,900
|
Legal Fee |
HKD$39,075
|
Agency Fee |
HKD$86,300
|
Total Expense |
HKD$384,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 74493 | 52921 | 41312 | 36155 | 27782 | 22766 | 19430 |
1.5% | 75803 | 54243 | 42646 | 37499 | 29150 | 24160 | 20848 |
2% | 77128 | 55585 | 44008 | 38874 | 30560 | 25605 | 22328 |
2.5% | 78467 | 56948 | 45397 | 40280 | 32011 | 27100 | 23869 |
3% | 79821 | 58332 | 46812 | 41718 | 33503 | 28647 | 25469 |
3.5% | 81190 | 59736 | 48255 | 43186 | 35035 | 30242 | 27126 |
4% | 82573 | 61162 | 49724 | 44684 | 36607 | 31886 | 28840 |
4.5% | 83970 | 62607 | 51219 | 46213 | 38218 | 33577 | 30608 |
5% | 85382 | 64074 | 52741 | 47771 | 39867 | 35315 | 32429 |
5.5% | 86809 | 65560 | 54289 | 49360 | 41555 | 37097 | 34300 |
6% | 88250 | 67067 | 55862 | 50977 | 43279 | 38922 | 36218 |