Monthly Repayment |
HKD$28,613
|
Initial Payment |
HKD$2.59 Millions
|
Loan Amount |
HKD$6.03 Millions
|
Total interest |
HKD$2.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$258,600
|
Legal Fee |
HKD$39,050
|
Agency Fee |
HKD$86,200
|
Total Expense |
HKD$383,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 74406 | 52860 | 41264 | 36113 | 27750 | 22740 | 19407 |
1.5% | 75715 | 54180 | 42597 | 37455 | 29116 | 24132 | 20824 |
2% | 77038 | 55520 | 43957 | 38829 | 30525 | 25575 | 22302 |
2.5% | 78376 | 56882 | 45344 | 40234 | 31974 | 27069 | 23841 |
3% | 79729 | 58264 | 46758 | 41669 | 33464 | 28613 | 25439 |
3.5% | 81096 | 59667 | 48199 | 43136 | 34994 | 30207 | 27095 |
4% | 82477 | 61091 | 49666 | 44632 | 36564 | 31849 | 28807 |
4.5% | 83873 | 62535 | 51160 | 46159 | 38174 | 33538 | 30573 |
5% | 85284 | 63999 | 52680 | 47716 | 39821 | 35274 | 32391 |
5.5% | 86708 | 65484 | 54226 | 49302 | 41507 | 37054 | 34260 |
6% | 88148 | 66989 | 55797 | 50918 | 43229 | 38877 | 36176 |