Monthly Repayment |
HKD$28,414
|
Initial Payment |
HKD$2.57 Millions
|
Loan Amount |
HKD$5.99 Millions
|
Total interest |
HKD$2.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$256,800
|
Legal Fee |
HKD$38,900
|
Agency Fee |
HKD$85,600
|
Total Expense |
HKD$381,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73888 | 52492 | 40976 | 35861 | 27556 | 22582 | 19272 |
1.5% | 75188 | 53803 | 42300 | 37194 | 28914 | 23964 | 20679 |
2% | 76502 | 55134 | 43651 | 38559 | 30312 | 25397 | 22147 |
2.5% | 77831 | 56486 | 45029 | 39954 | 31751 | 26881 | 23675 |
3% | 79174 | 57859 | 46433 | 41379 | 33231 | 28414 | 25262 |
3.5% | 80531 | 59252 | 47864 | 42835 | 34751 | 29997 | 26906 |
4% | 81903 | 60666 | 49321 | 44322 | 36310 | 31627 | 28606 |
4.5% | 83289 | 62100 | 50804 | 45838 | 37908 | 33305 | 30360 |
5% | 84690 | 63554 | 52313 | 47384 | 39544 | 35028 | 32166 |
5.5% | 86105 | 65028 | 53848 | 48959 | 41218 | 36796 | 34021 |
6% | 87534 | 66523 | 55409 | 50563 | 42928 | 38606 | 35925 |