Monthly Repayment |
HKD$26,655
|
Initial Payment |
HKD$2.41 Millions
|
Loan Amount |
HKD$5.62 Millions
|
Total interest |
HKD$2.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$240,900
|
Legal Fee |
HKD$37,575
|
Agency Fee |
HKD$80,300
|
Total Expense |
HKD$358,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69313 | 49242 | 38439 | 33641 | 25850 | 21184 | 18079 |
1.5% | 70533 | 50471 | 39681 | 34891 | 27123 | 22480 | 19399 |
2% | 71765 | 51720 | 40948 | 36171 | 28435 | 23824 | 20776 |
2.5% | 73012 | 52989 | 42241 | 37480 | 29785 | 25216 | 22209 |
3% | 74271 | 54276 | 43558 | 38817 | 31173 | 26655 | 23698 |
3.5% | 75545 | 55583 | 44900 | 40183 | 32599 | 28140 | 25240 |
4% | 76832 | 56909 | 46267 | 41577 | 34062 | 29669 | 26835 |
4.5% | 78132 | 58255 | 47658 | 43000 | 35561 | 31243 | 28480 |
5% | 79446 | 59619 | 49074 | 44450 | 37096 | 32859 | 30174 |
5.5% | 80774 | 61002 | 50514 | 45928 | 38666 | 34517 | 31915 |
6% | 82114 | 62404 | 51978 | 47433 | 40270 | 36216 | 33700 |