Monthly Repayment |
HKD$26,529
|
Initial Payment |
HKD$2.4 Millions
|
Loan Amount |
HKD$5.59 Millions
|
Total interest |
HKD$2.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$239,760
|
Legal Fee |
HKD$37,480
|
Agency Fee |
HKD$79,920
|
Total Expense |
HKD$357,160
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68985 | 49009 | 38257 | 33482 | 25728 | 21083 | 17993 |
1.5% | 70199 | 50232 | 39493 | 34726 | 26995 | 22374 | 19307 |
2% | 71426 | 51476 | 40755 | 36000 | 28301 | 23712 | 20677 |
2.5% | 72666 | 52738 | 42041 | 37302 | 29644 | 25097 | 22104 |
3% | 73920 | 54019 | 43352 | 38633 | 31026 | 26529 | 23586 |
3.5% | 75187 | 55320 | 44687 | 39993 | 32445 | 28006 | 25121 |
4% | 76468 | 56640 | 46048 | 41381 | 33900 | 29529 | 26708 |
4.5% | 77763 | 57979 | 47433 | 42796 | 35392 | 31095 | 28346 |
5% | 79070 | 59337 | 48842 | 44240 | 36920 | 32704 | 30031 |
5.5% | 80391 | 60713 | 50275 | 45710 | 38483 | 34354 | 31764 |
6% | 81726 | 62109 | 51732 | 47208 | 40080 | 36044 | 33541 |