Monthly Repayment |
HKD$26,057
|
Initial Payment |
HKD$2.36 Millions
|
Loan Amount |
HKD$5.5 Millions
|
Total interest |
HKD$2.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$235,500
|
Legal Fee |
HKD$37,125
|
Agency Fee |
HKD$78,500
|
Total Expense |
HKD$351,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67760 | 48138 | 37578 | 32887 | 25271 | 20709 | 17674 |
1.5% | 68951 | 49340 | 38792 | 34109 | 26515 | 21976 | 18964 |
2% | 70157 | 50561 | 40030 | 35360 | 27798 | 23290 | 20310 |
2.5% | 71375 | 51801 | 41294 | 36640 | 29118 | 24651 | 21711 |
3% | 72607 | 53060 | 42581 | 37947 | 30475 | 26057 | 23167 |
3.5% | 73851 | 54337 | 43893 | 39282 | 31868 | 27509 | 24675 |
4% | 75110 | 55634 | 45230 | 40645 | 33298 | 29004 | 26233 |
4.5% | 76381 | 56949 | 46590 | 42036 | 34764 | 30542 | 27842 |
5% | 77665 | 58283 | 47974 | 43454 | 36264 | 32123 | 29498 |
5.5% | 78963 | 59635 | 49382 | 44898 | 37799 | 33744 | 31200 |
6% | 80274 | 61005 | 50813 | 46369 | 39367 | 35404 | 32945 |