Monthly Repayment |
HKD$25,858
|
Initial Payment |
HKD$2.34 Millions
|
Loan Amount |
HKD$5.45 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$233,700
|
Legal Fee |
HKD$36,975
|
Agency Fee |
HKD$77,900
|
Total Expense |
HKD$348,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67242 | 47770 | 37290 | 32635 | 25078 | 20550 | 17539 |
1.5% | 68424 | 48963 | 38495 | 33849 | 26313 | 21808 | 18819 |
2% | 69620 | 50174 | 39724 | 35090 | 27585 | 23112 | 20155 |
2.5% | 70829 | 51405 | 40978 | 36360 | 28895 | 24463 | 21545 |
3% | 72052 | 52654 | 42256 | 37657 | 30242 | 25858 | 22990 |
3.5% | 73287 | 53922 | 43558 | 38982 | 31625 | 27299 | 24486 |
4% | 74536 | 55208 | 44884 | 40335 | 33044 | 28782 | 26033 |
4.5% | 75797 | 56514 | 46234 | 41715 | 34498 | 30309 | 27629 |
5% | 77072 | 57837 | 47607 | 43121 | 35987 | 31877 | 29272 |
5.5% | 78359 | 59179 | 49004 | 44555 | 37510 | 33486 | 30961 |
6% | 79660 | 60539 | 50425 | 46015 | 39066 | 35133 | 32693 |