Monthly Repayment |
HKD$25,769
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$5.43 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$232,890
|
Legal Fee |
HKD$36,907
|
Agency Fee |
HKD$77,630
|
Total Expense |
HKD$347,427
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67009 | 47604 | 37161 | 32522 | 24991 | 20479 | 17478 |
1.5% | 68187 | 48793 | 38362 | 33731 | 26222 | 21732 | 18754 |
2% | 69379 | 50001 | 39587 | 34968 | 27490 | 23032 | 20085 |
2.5% | 70584 | 51227 | 40836 | 36233 | 28795 | 24378 | 21471 |
3% | 71802 | 52472 | 42109 | 37526 | 30137 | 25769 | 22910 |
3.5% | 73033 | 53735 | 43407 | 38847 | 31515 | 27204 | 24401 |
4% | 74277 | 55017 | 44728 | 40195 | 32929 | 28683 | 25943 |
4.5% | 75534 | 56318 | 46074 | 41570 | 34378 | 30204 | 27533 |
5% | 76805 | 57637 | 47442 | 42972 | 35862 | 31767 | 29171 |
5.5% | 78088 | 58974 | 48835 | 44401 | 37380 | 33370 | 30854 |
6% | 79384 | 60329 | 50250 | 45856 | 38931 | 35011 | 32580 |