Monthly Repayment |
HKD$25,460
|
Initial Payment |
HKD$2.3 Millions
|
Loan Amount |
HKD$5.37 Millions
|
Total interest |
HKD$2.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$230,100
|
Legal Fee |
HKD$36,675
|
Agency Fee |
HKD$76,700
|
Total Expense |
HKD$343,475
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66206 | 47034 | 36716 | 32133 | 24691 | 20234 | 17268 |
1.5% | 67370 | 48209 | 37902 | 33327 | 25907 | 21472 | 18529 |
2% | 68548 | 49402 | 39113 | 34549 | 27160 | 22756 | 19844 |
2.5% | 69738 | 50613 | 40347 | 35799 | 28450 | 24086 | 21214 |
3% | 70942 | 51843 | 41605 | 37077 | 29776 | 25460 | 22635 |
3.5% | 72158 | 53091 | 42887 | 38382 | 31138 | 26878 | 24109 |
4% | 73387 | 54358 | 44193 | 39713 | 32535 | 28339 | 25632 |
4.5% | 74629 | 55643 | 45522 | 41072 | 33966 | 29842 | 27203 |
5% | 75884 | 56946 | 46874 | 42457 | 35433 | 31386 | 28821 |
5.5% | 77152 | 58267 | 48250 | 43869 | 36932 | 32970 | 30484 |
6% | 78433 | 59606 | 49648 | 45306 | 38465 | 34592 | 32189 |