Monthly Repayment |
HKD$25,327
|
Initial Payment |
HKD$2.29 Millions
|
Loan Amount |
HKD$5.34 Millions
|
Total interest |
HKD$2.26 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$228,900
|
Legal Fee |
HKD$36,575
|
Agency Fee |
HKD$76,300
|
Total Expense |
HKD$341,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65861 | 46789 | 36525 | 31965 | 24562 | 20128 | 17178 |
1.5% | 67019 | 47957 | 37705 | 33153 | 25772 | 21360 | 18432 |
2% | 68190 | 49144 | 38909 | 34369 | 27019 | 22638 | 19741 |
2.5% | 69375 | 50349 | 40136 | 35613 | 28302 | 23960 | 21103 |
3% | 70572 | 51573 | 41388 | 36883 | 29621 | 25327 | 22517 |
3.5% | 71782 | 52814 | 42663 | 38181 | 30975 | 26738 | 23983 |
4% | 73005 | 54075 | 43962 | 39506 | 32365 | 28191 | 25498 |
4.5% | 74240 | 55353 | 45284 | 40858 | 33789 | 29687 | 27062 |
5% | 75489 | 56649 | 46630 | 42236 | 35248 | 31222 | 28671 |
5.5% | 76750 | 57963 | 47998 | 43640 | 36740 | 32798 | 30325 |
6% | 78024 | 59296 | 49389 | 45070 | 38264 | 34412 | 32021 |