Monthly Repayment |
HKD$25,028
|
Initial Payment |
HKD$2.26 Millions
|
Loan Amount |
HKD$5.28 Millions
|
Total interest |
HKD$2.23 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$226,200
|
Legal Fee |
HKD$36,350
|
Agency Fee |
HKD$75,400
|
Total Expense |
HKD$337,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65084 | 46237 | 36094 | 31588 | 24273 | 19891 | 16976 |
1.5% | 66229 | 47391 | 37260 | 32762 | 25468 | 21108 | 18215 |
2% | 67386 | 48564 | 38450 | 33964 | 26700 | 22371 | 19508 |
2.5% | 68556 | 49755 | 39663 | 35193 | 27968 | 23677 | 20854 |
3% | 69739 | 50964 | 40900 | 36448 | 29271 | 25028 | 22252 |
3.5% | 70935 | 52191 | 42160 | 37731 | 30610 | 26422 | 23700 |
4% | 72143 | 53437 | 43444 | 39040 | 31983 | 27859 | 25197 |
4.5% | 73365 | 54700 | 44750 | 40376 | 33391 | 29336 | 26742 |
5% | 74598 | 55981 | 46080 | 41738 | 34832 | 30854 | 28333 |
5.5% | 75845 | 57280 | 47432 | 43125 | 36306 | 32411 | 29967 |
6% | 77103 | 58596 | 48806 | 44538 | 37813 | 34006 | 31644 |