Monthly Repayment |
HKD$24,862
|
Initial Payment |
HKD$2.25 Millions
|
Loan Amount |
HKD$5.24 Millions
|
Total interest |
HKD$2.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$224,700
|
Legal Fee |
HKD$36,225
|
Agency Fee |
HKD$74,900
|
Total Expense |
HKD$335,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64652 | 45930 | 35854 | 31379 | 24112 | 19759 | 16863 |
1.5% | 65789 | 47077 | 37013 | 32545 | 25299 | 20968 | 18094 |
2% | 66939 | 48242 | 38195 | 33739 | 26523 | 22222 | 19379 |
2.5% | 68102 | 49425 | 39400 | 34959 | 27782 | 23520 | 20716 |
3% | 69277 | 50626 | 40629 | 36207 | 29077 | 24862 | 22104 |
3.5% | 70465 | 51845 | 41881 | 37481 | 30407 | 26247 | 23543 |
4% | 71665 | 53082 | 43155 | 38781 | 31771 | 27674 | 25030 |
4.5% | 72878 | 54337 | 44453 | 40108 | 33169 | 29142 | 26565 |
5% | 74104 | 55610 | 45774 | 41461 | 34601 | 30650 | 28145 |
5.5% | 75342 | 56900 | 47117 | 42839 | 36065 | 32196 | 29769 |
6% | 76592 | 58208 | 48483 | 44243 | 37562 | 33780 | 31434 |