Monthly Repayment |
HKD$24,763
|
Initial Payment |
HKD$2.24 Millions
|
Loan Amount |
HKD$5.22 Millions
|
Total interest |
HKD$2.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$223,800
|
Legal Fee |
HKD$36,150
|
Agency Fee |
HKD$74,600
|
Total Expense |
HKD$334,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64393 | 45746 | 35711 | 31253 | 24015 | 19680 | 16796 |
1.5% | 65526 | 46889 | 36864 | 32415 | 25198 | 20884 | 18022 |
2% | 66671 | 48049 | 38042 | 33604 | 26417 | 22133 | 19301 |
2.5% | 67829 | 49227 | 39242 | 34819 | 27671 | 23426 | 20633 |
3% | 68999 | 50424 | 40466 | 36062 | 28961 | 24763 | 22016 |
3.5% | 70182 | 51638 | 41713 | 37331 | 30285 | 26142 | 23449 |
4% | 71378 | 52870 | 42983 | 38626 | 31644 | 27563 | 24930 |
4.5% | 72586 | 54119 | 44275 | 39947 | 33036 | 29025 | 26459 |
5% | 73807 | 55387 | 45591 | 41295 | 34462 | 30527 | 28032 |
5.5% | 75040 | 56672 | 46928 | 42668 | 35921 | 32067 | 29649 |
6% | 76285 | 57974 | 48289 | 44066 | 37412 | 33645 | 31308 |