Monthly Repayment |
HKD$24,431
|
Initial Payment |
HKD$2.21 Millions
|
Loan Amount |
HKD$5.15 Millions
|
Total interest |
HKD$2.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$220,800
|
Legal Fee |
HKD$35,900
|
Agency Fee |
HKD$73,600
|
Total Expense |
HKD$330,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 63530 | 45133 | 35232 | 30834 | 23693 | 19416 | 16570 |
1.5% | 64647 | 46260 | 36370 | 31980 | 24860 | 20604 | 17780 |
2% | 65777 | 47405 | 37532 | 33153 | 26063 | 21836 | 19042 |
2.5% | 66920 | 48567 | 38716 | 34352 | 27300 | 23112 | 20356 |
3% | 68074 | 49748 | 39923 | 35578 | 28572 | 24431 | 21721 |
3.5% | 69242 | 50945 | 41154 | 36830 | 29879 | 25792 | 23134 |
4% | 70421 | 52161 | 42406 | 38108 | 31220 | 27194 | 24596 |
4.5% | 71613 | 53394 | 43682 | 39412 | 32594 | 28636 | 26104 |
5% | 72817 | 54644 | 44980 | 40741 | 34000 | 30118 | 27657 |
5.5% | 74034 | 55912 | 46299 | 42096 | 35439 | 31637 | 29252 |
6% | 75263 | 57197 | 47641 | 43475 | 36910 | 33194 | 30888 |