Monthly Repayment |
HKD$23,800
|
Initial Payment |
HKD$2.15 Millions
|
Loan Amount |
HKD$5.02 Millions
|
Total interest |
HKD$2.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$215,100
|
Legal Fee |
HKD$35,425
|
Agency Fee |
HKD$71,700
|
Total Expense |
HKD$322,225
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61890 | 43968 | 34323 | 30038 | 23082 | 18915 | 16143 |
1.5% | 62979 | 45066 | 35431 | 31155 | 24218 | 20072 | 17321 |
2% | 64079 | 46181 | 36563 | 32297 | 25390 | 21273 | 18551 |
2.5% | 65192 | 47314 | 37717 | 33466 | 26595 | 22516 | 19831 |
3% | 66317 | 48463 | 38893 | 34660 | 27835 | 23800 | 21160 |
3.5% | 67454 | 49630 | 40091 | 35879 | 29108 | 25126 | 22537 |
4% | 68603 | 50814 | 41312 | 37124 | 30414 | 26492 | 23961 |
4.5% | 69764 | 52016 | 42554 | 38395 | 31752 | 27897 | 25430 |
5% | 70938 | 53234 | 43818 | 39689 | 33123 | 29340 | 26943 |
5.5% | 72123 | 54469 | 45104 | 41009 | 34525 | 30821 | 28497 |
6% | 73320 | 55721 | 46411 | 42353 | 35957 | 32337 | 30091 |