| Monthly Repayment |
HKD$23,767
|
| Loan Amount |
HKD$5.01 Millions
|
| Total interest |
HKD$2.12 Millions
|
| Total repayment |
HKD$7.13 Millions
|
| Down payment |
HKD$2,150,000
|
| Stamp Duty |
HKD$214,800
|
| Legal Fee |
HKD$35,400
|
| Agency Fee |
HKD$71,600
|
| complete insurance payment |
--
|
| Total Expense |
HKD$2,471,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 61804 | 43907 | 34275 | 29996 | 23049 | 18888 | 16120 |
| 1.5% | 62891 | 45003 | 35382 | 31111 | 24185 | 20044 | 17297 |
| 2% | 63990 | 46117 | 36512 | 32252 | 25354 | 21243 | 18525 |
| 2.5% | 65101 | 47248 | 37664 | 33419 | 26558 | 22484 | 19803 |
| 3% | 66225 | 48396 | 38839 | 34611 | 27796 | 23767 | 21130 |
| 3.5% | 67360 | 49561 | 40035 | 35829 | 29067 | 25091 | 22506 |
| 4% | 68508 | 50744 | 41254 | 37073 | 30371 | 26455 | 23928 |
| 4.5% | 69667 | 51943 | 42495 | 38341 | 31708 | 27858 | 25395 |
| 5% | 70839 | 53160 | 43757 | 39634 | 33076 | 29299 | 26905 |
| 5.5% | 72022 | 54393 | 45041 | 40952 | 34476 | 30778 | 28457 |
| 6% | 73218 | 55643 | 46347 | 42294 | 35907 | 32292 | 30049 |
