Monthly Repayment |
HKD$23,302
|
Initial Payment |
HKD$2.11 Millions
|
Loan Amount |
HKD$4.91 Millions
|
Total interest |
HKD$2.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$210,600
|
Legal Fee |
HKD$35,050
|
Agency Fee |
HKD$70,200
|
Total Expense |
HKD$315,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60595 | 43048 | 33604 | 29410 | 22599 | 18519 | 15805 |
1.5% | 61661 | 44123 | 34690 | 30503 | 23712 | 19652 | 16959 |
2% | 62739 | 45215 | 35798 | 31622 | 24859 | 20828 | 18163 |
2.5% | 63828 | 46324 | 36928 | 32766 | 26039 | 22045 | 19416 |
3% | 64930 | 47449 | 38079 | 33935 | 27252 | 23302 | 20717 |
3.5% | 66043 | 48592 | 39252 | 35129 | 28499 | 24600 | 22066 |
4% | 67168 | 49751 | 40447 | 36348 | 29777 | 25937 | 23460 |
4.5% | 68305 | 50927 | 41664 | 37591 | 31088 | 27313 | 24898 |
5% | 69454 | 52120 | 42902 | 38859 | 32430 | 28726 | 26379 |
5.5% | 70614 | 53329 | 44161 | 40151 | 33802 | 30176 | 27901 |
6% | 71786 | 54555 | 45440 | 41467 | 35205 | 31660 | 29461 |