Monthly Repayment |
HKD$22,904
|
Initial Payment |
HKD$2.07 Millions
|
Loan Amount |
HKD$4.83 Millions
|
Total interest |
HKD$2.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$207,000
|
Legal Fee |
HKD$34,750
|
Agency Fee |
HKD$69,000
|
Total Expense |
HKD$310,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59559 | 42312 | 33030 | 28907 | 22212 | 18202 | 15535 |
1.5% | 60607 | 43369 | 34097 | 29981 | 23306 | 19316 | 16669 |
2% | 61666 | 44442 | 35186 | 31081 | 24434 | 20472 | 17852 |
2.5% | 62737 | 45532 | 36296 | 32205 | 25594 | 21668 | 19084 |
3% | 63820 | 46638 | 37428 | 33355 | 26787 | 22904 | 20363 |
3.5% | 64914 | 47761 | 38581 | 34528 | 28012 | 24180 | 21688 |
4% | 66020 | 48901 | 39756 | 35726 | 29268 | 25494 | 23059 |
4.5% | 67137 | 50057 | 40952 | 36949 | 30556 | 26846 | 24472 |
5% | 68266 | 51229 | 42168 | 38195 | 31875 | 28235 | 25928 |
5.5% | 69407 | 52418 | 43406 | 39465 | 33224 | 29660 | 27424 |
6% | 70559 | 53622 | 44664 | 40758 | 34603 | 31119 | 28958 |