Monthly Repayment |
HKD$22,821
|
Initial Payment |
HKD$2.06 Millions
|
Loan Amount |
HKD$4.81 Millions
|
Total interest |
HKD$2.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$206,250
|
Legal Fee |
HKD$34,687
|
Agency Fee |
HKD$68,750
|
Total Expense |
HKD$309,687
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59344 | 42159 | 32910 | 28802 | 22132 | 18136 | 15478 |
1.5% | 60387 | 43212 | 33974 | 29873 | 23222 | 19246 | 16608 |
2% | 61443 | 44281 | 35058 | 30968 | 24345 | 20397 | 17787 |
2.5% | 62510 | 45367 | 36165 | 32089 | 25501 | 21589 | 19015 |
3% | 63589 | 46469 | 37293 | 33234 | 26690 | 22821 | 20289 |
3.5% | 64679 | 47588 | 38442 | 34403 | 27910 | 24092 | 21610 |
4% | 65781 | 48724 | 39612 | 35597 | 29162 | 25402 | 22975 |
4.5% | 66894 | 49875 | 40803 | 36815 | 30446 | 26749 | 24384 |
5% | 68019 | 51044 | 42015 | 38056 | 31760 | 28133 | 25834 |
5.5% | 69155 | 52228 | 43248 | 39322 | 33104 | 29552 | 27324 |
6% | 70303 | 53428 | 44502 | 40610 | 34478 | 31007 | 28853 |