Monthly Repayment |
HKD$22,638
|
Initial Payment |
HKD$2.05 Millions
|
Loan Amount |
HKD$4.77 Millions
|
Total interest |
HKD$2.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,600
|
Legal Fee |
HKD$34,550
|
Agency Fee |
HKD$68,200
|
Total Expense |
HKD$307,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58869 | 41822 | 32647 | 28572 | 21955 | 17991 | 15355 |
1.5% | 59904 | 42866 | 33702 | 29634 | 23036 | 19092 | 16476 |
2% | 60951 | 43927 | 34778 | 30721 | 24150 | 20234 | 17645 |
2.5% | 62010 | 45004 | 35875 | 31832 | 25297 | 21416 | 18863 |
3% | 63080 | 46098 | 36994 | 32968 | 26476 | 22638 | 20127 |
3.5% | 64161 | 47208 | 38134 | 34128 | 27687 | 23899 | 21437 |
4% | 65254 | 48334 | 39295 | 35312 | 28929 | 25198 | 22791 |
4.5% | 66359 | 49476 | 40477 | 36520 | 30202 | 26535 | 24189 |
5% | 67475 | 50635 | 41679 | 37752 | 31506 | 27908 | 25627 |
5.5% | 68602 | 51810 | 42902 | 39007 | 32839 | 29316 | 27106 |
6% | 69741 | 53001 | 44146 | 40285 | 34202 | 30758 | 28622 |