Monthly Repayment |
HKD$22,306
|
Initial Payment |
HKD$2.02 Millions
|
Loan Amount |
HKD$4.7 Millions
|
Total interest |
HKD$1.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$201,600
|
Legal Fee |
HKD$34,300
|
Agency Fee |
HKD$67,200
|
Total Expense |
HKD$303,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58006 | 41208 | 32168 | 28153 | 21633 | 17728 | 15129 |
1.5% | 59026 | 42237 | 33208 | 29199 | 22698 | 18813 | 16234 |
2% | 60058 | 43283 | 34268 | 30270 | 23796 | 19938 | 17386 |
2.5% | 61101 | 44344 | 35349 | 31365 | 24926 | 21102 | 18586 |
3% | 62155 | 45422 | 36452 | 32484 | 26088 | 22306 | 19832 |
3.5% | 63221 | 46515 | 37575 | 33628 | 27281 | 23549 | 21123 |
4% | 64298 | 47625 | 38719 | 34794 | 28505 | 24829 | 22457 |
4.5% | 65386 | 48751 | 39883 | 35985 | 29759 | 26146 | 23834 |
5% | 66485 | 49893 | 41068 | 37198 | 31044 | 27499 | 25252 |
5.5% | 67596 | 51050 | 42273 | 38435 | 32358 | 28886 | 26708 |
6% | 68718 | 52224 | 43498 | 39695 | 33700 | 30307 | 28202 |