Monthly Repayment |
HKD$22,207
|
Initial Payment |
HKD$2.01 Millions
|
Loan Amount |
HKD$4.68 Millions
|
Total interest |
HKD$1.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$200,700
|
Legal Fee |
HKD$34,225
|
Agency Fee |
HKD$66,900
|
Total Expense |
HKD$301,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57747 | 41025 | 32025 | 28027 | 21536 | 17648 | 15062 |
1.5% | 58762 | 42049 | 33059 | 29069 | 22597 | 18729 | 16161 |
2% | 59789 | 43089 | 34115 | 30135 | 23690 | 19849 | 17309 |
2.5% | 60828 | 44146 | 35192 | 31225 | 24815 | 21008 | 18503 |
3% | 61877 | 45219 | 36289 | 32339 | 25971 | 22207 | 19743 |
3.5% | 62938 | 46308 | 37407 | 33477 | 27159 | 23444 | 21028 |
4% | 64011 | 47413 | 38546 | 34639 | 28378 | 24718 | 22357 |
4.5% | 65094 | 48533 | 39705 | 35824 | 29626 | 26029 | 23728 |
5% | 66189 | 49670 | 40885 | 37032 | 30905 | 27376 | 25139 |
5.5% | 67294 | 50822 | 42085 | 38264 | 32213 | 28757 | 26589 |
6% | 68411 | 51990 | 43304 | 39517 | 33550 | 30172 | 28076 |