Monthly Repayment |
HKD$22,041
|
Initial Payment |
HKD$1.99 Millions
|
Loan Amount |
HKD$4.65 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$199,000
|
Legal Fee |
HKD$34,100
|
Agency Fee |
HKD$66,400
|
Total Expense |
HKD$299,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57315 | 40718 | 31785 | 27818 | 21375 | 17517 | 14949 |
1.5% | 58323 | 41735 | 32812 | 28852 | 22428 | 18589 | 16041 |
2% | 59343 | 42767 | 33860 | 29910 | 23513 | 19700 | 17179 |
2.5% | 60373 | 43816 | 34929 | 30992 | 24629 | 20851 | 18365 |
3% | 61415 | 44881 | 36018 | 32098 | 25777 | 22041 | 19596 |
3.5% | 62468 | 45962 | 37128 | 33227 | 26956 | 23268 | 20871 |
4% | 63532 | 47058 | 38258 | 34380 | 28165 | 24533 | 22190 |
4.5% | 64607 | 48171 | 39409 | 35556 | 29405 | 25835 | 23550 |
5% | 65694 | 49299 | 40579 | 36756 | 30674 | 27171 | 24951 |
5.5% | 66791 | 50443 | 41770 | 37978 | 31973 | 28542 | 26390 |
6% | 67900 | 51602 | 42981 | 39222 | 33299 | 29947 | 27867 |