Monthly Repayment |
HKD$21,974
|
Initial Payment |
HKD$1.99 Millions
|
Loan Amount |
HKD$4.63 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$197,000
|
Legal Fee |
HKD$34,050
|
Agency Fee |
HKD$66,200
|
Total Expense |
HKD$297,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57142 | 40595 | 31690 | 27734 | 21311 | 17464 | 14904 |
1.5% | 58148 | 41609 | 32713 | 28765 | 22361 | 18533 | 15992 |
2% | 59164 | 42639 | 33758 | 29820 | 23442 | 19641 | 17128 |
2.5% | 60191 | 43684 | 34823 | 30899 | 24555 | 20788 | 18309 |
3% | 61230 | 44746 | 35909 | 32001 | 25700 | 21974 | 19537 |
3.5% | 62280 | 45823 | 37016 | 33127 | 26875 | 23198 | 20808 |
4% | 63341 | 46916 | 38143 | 34277 | 28081 | 24459 | 22123 |
4.5% | 64413 | 48026 | 39290 | 35449 | 29316 | 25757 | 23479 |
5% | 65496 | 49150 | 40457 | 36645 | 30582 | 27089 | 24876 |
5.5% | 66590 | 50291 | 41644 | 37863 | 31876 | 28456 | 26311 |
6% | 67696 | 51446 | 42851 | 39104 | 33199 | 29856 | 27783 |