Monthly Repayment |
HKD$21,775
|
Loan Amount |
HKD$4.59 Millions
|
Total interest |
HKD$1.94 Millions
|
Total repayment |
HKD$6.53 Millions
|
Down payment |
HKD$1,970,000
|
Stamp Duty |
HKD$191,000
|
Legal Fee |
HKD$33,900
|
Agency Fee |
HKD$65,600
|
complete insurance payment |
--
|
Total Expense |
HKD$2,260,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56625 | 40227 | 31402 | 27482 | 21118 | 17305 | 14769 |
1.5% | 57621 | 41232 | 32417 | 28504 | 22158 | 18365 | 15847 |
2% | 58628 | 42252 | 33452 | 29549 | 23230 | 19463 | 16972 |
2.5% | 59646 | 43288 | 34508 | 30618 | 24333 | 20600 | 18143 |
3% | 60675 | 44340 | 35584 | 31711 | 25467 | 21775 | 19360 |
3.5% | 61715 | 45408 | 36680 | 32827 | 26631 | 22988 | 20620 |
4% | 62767 | 46491 | 37797 | 33966 | 27826 | 24238 | 21922 |
4.5% | 63829 | 47590 | 38934 | 35128 | 29051 | 25523 | 23266 |
5% | 64902 | 48705 | 40090 | 36313 | 30305 | 26844 | 24650 |
5.5% | 65987 | 49835 | 41267 | 37520 | 31587 | 28198 | 26072 |
6% | 67082 | 50980 | 42463 | 38749 | 32898 | 29586 | 27531 |