Monthly Repayment |
HKD$21,742
|
Initial Payment |
HKD$1.97 Millions
|
Loan Amount |
HKD$4.59 Millions
|
Total interest |
HKD$1.94 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$190,000
|
Legal Fee |
HKD$33,875
|
Agency Fee |
HKD$65,500
|
Total Expense |
HKD$289,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56538 | 40166 | 31355 | 27440 | 21086 | 17279 | 14747 |
1.5% | 57533 | 41169 | 32368 | 28461 | 22124 | 18337 | 15823 |
2% | 58538 | 42188 | 33401 | 29504 | 23194 | 19433 | 16947 |
2.5% | 59555 | 43222 | 34455 | 30572 | 24296 | 20569 | 18116 |
3% | 60582 | 44273 | 35530 | 31663 | 25428 | 21742 | 19330 |
3.5% | 61621 | 45339 | 36624 | 32777 | 26591 | 22953 | 20588 |
4% | 62671 | 46420 | 37739 | 33914 | 27784 | 24201 | 21889 |
4.5% | 63732 | 47518 | 38874 | 35074 | 29006 | 25484 | 23231 |
5% | 64803 | 48631 | 40029 | 36257 | 30258 | 26803 | 24613 |
5.5% | 65886 | 49759 | 41204 | 37463 | 31539 | 28155 | 26033 |
6% | 66980 | 50902 | 42398 | 38690 | 32848 | 29541 | 27489 |