Monthly Repayment |
HKD$21,520
|
Initial Payment |
HKD$1.94 Millions
|
Loan Amount |
HKD$4.54 Millions
|
Total interest |
HKD$1.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$183,300
|
Legal Fee |
HKD$33,707
|
Agency Fee |
HKD$64,830
|
Total Expense |
HKD$281,837
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55960 | 39755 | 31034 | 27160 | 20870 | 17102 | 14596 |
1.5% | 56944 | 40748 | 32036 | 28169 | 21898 | 18149 | 15661 |
2% | 57939 | 41756 | 33059 | 29203 | 22957 | 19234 | 16773 |
2.5% | 58946 | 42780 | 34103 | 30259 | 24047 | 20358 | 17930 |
3% | 59963 | 43820 | 35166 | 31339 | 25168 | 21520 | 19132 |
3.5% | 60991 | 44875 | 36250 | 32442 | 26319 | 22718 | 20378 |
4% | 62030 | 45946 | 37353 | 33567 | 27499 | 23953 | 21665 |
4.5% | 63080 | 47032 | 38477 | 34716 | 28710 | 25224 | 22993 |
5% | 64141 | 48133 | 39620 | 35887 | 29949 | 26529 | 24361 |
5.5% | 65212 | 49250 | 40782 | 37080 | 31217 | 27867 | 25766 |
6% | 66295 | 50382 | 41964 | 38295 | 32512 | 29239 | 27208 |