Monthly Repayment |
HKD$21,078
|
Initial Payment |
HKD$1.91 Millions
|
Loan Amount |
HKD$4.45 Millions
|
Total interest |
HKD$1.88 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$170,000
|
Legal Fee |
HKD$33,375
|
Agency Fee |
HKD$63,500
|
Total Expense |
HKD$266,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54812 | 38940 | 30397 | 26603 | 20442 | 16751 | 14296 |
1.5% | 55776 | 39912 | 31379 | 27592 | 21449 | 17777 | 15340 |
2% | 56751 | 40899 | 32381 | 28603 | 22486 | 18840 | 16429 |
2.5% | 57736 | 41902 | 33403 | 29638 | 23554 | 19941 | 17563 |
3% | 58733 | 42921 | 34445 | 30696 | 24651 | 21078 | 18740 |
3.5% | 59740 | 43954 | 35506 | 31776 | 25779 | 22252 | 19960 |
4% | 60757 | 45003 | 36587 | 32879 | 26935 | 23462 | 21221 |
4.5% | 61786 | 46067 | 37687 | 34003 | 28121 | 24706 | 22522 |
5% | 62825 | 47146 | 38807 | 35150 | 29335 | 25985 | 23861 |
5.5% | 63874 | 48239 | 39946 | 36319 | 30576 | 27296 | 25238 |
6% | 64935 | 49348 | 41103 | 37509 | 31845 | 28639 | 26650 |