Monthly Repayment |
HKD$21,012
|
Initial Payment |
HKD$1.9 Millions
|
Loan Amount |
HKD$4.43 Millions
|
Total interest |
HKD$1.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$168,000
|
Legal Fee |
HKD$33,325
|
Agency Fee |
HKD$63,300
|
Total Expense |
HKD$264,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54639 | 38817 | 30301 | 26519 | 20377 | 16699 | 14251 |
1.5% | 55600 | 39786 | 31280 | 27505 | 21381 | 17721 | 15292 |
2% | 56572 | 40771 | 32279 | 28513 | 22415 | 18780 | 16377 |
2.5% | 57554 | 41770 | 33298 | 29545 | 23479 | 19878 | 17507 |
3% | 58548 | 42786 | 34336 | 30599 | 24574 | 21012 | 18681 |
3.5% | 59551 | 43816 | 35394 | 31676 | 25698 | 22182 | 19897 |
4% | 60566 | 44861 | 36472 | 32775 | 26850 | 23388 | 21154 |
4.5% | 61591 | 45922 | 37569 | 33896 | 28032 | 24628 | 22451 |
5% | 62627 | 46997 | 38685 | 35040 | 29242 | 25903 | 23786 |
5.5% | 63673 | 48087 | 39820 | 36204 | 30480 | 27210 | 25158 |
6% | 64730 | 49193 | 40974 | 37391 | 31745 | 28548 | 26566 |