Monthly Repayment |
HKD$20,925
|
Initial Payment |
HKD$1.89 Millions
|
Loan Amount |
HKD$4.41 Millions
|
Total interest |
HKD$1.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$165,400
|
Legal Fee |
HKD$33,260
|
Agency Fee |
HKD$63,040
|
Total Expense |
HKD$261,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54415 | 38657 | 30177 | 26410 | 20294 | 16630 | 14193 |
1.5% | 55372 | 39623 | 31152 | 27392 | 21293 | 17648 | 15229 |
2% | 56340 | 40603 | 32147 | 28396 | 22323 | 18703 | 16310 |
2.5% | 57318 | 41599 | 33161 | 29424 | 23383 | 19796 | 17435 |
3% | 58307 | 42610 | 34195 | 30473 | 24473 | 20925 | 18604 |
3.5% | 59307 | 43636 | 35249 | 31546 | 25592 | 22091 | 19815 |
4% | 60317 | 44677 | 36322 | 32640 | 26740 | 23292 | 21067 |
4.5% | 61338 | 45733 | 37414 | 33757 | 27917 | 24527 | 22359 |
5% | 62370 | 46804 | 38526 | 34896 | 29122 | 25796 | 23688 |
5.5% | 63412 | 47890 | 39656 | 36056 | 30355 | 27098 | 25055 |
6% | 64464 | 48991 | 40806 | 37237 | 31614 | 28431 | 26456 |