Monthly Repayment |
HKD$20,879
|
Initial Payment |
HKD$1.89 Millions
|
Loan Amount |
HKD$4.4 Millions
|
Total interest |
HKD$1.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$164,000
|
Legal Fee |
HKD$33,225
|
Agency Fee |
HKD$62,900
|
Total Expense |
HKD$260,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54294 | 38572 | 30110 | 26351 | 20249 | 16593 | 14161 |
1.5% | 55249 | 39535 | 31083 | 27331 | 21246 | 17609 | 15195 |
2% | 56215 | 40513 | 32075 | 28333 | 22274 | 18662 | 16274 |
2.5% | 57191 | 41507 | 33087 | 29358 | 23331 | 19752 | 17397 |
3% | 58178 | 42515 | 34119 | 30406 | 24418 | 20879 | 18563 |
3.5% | 59175 | 43539 | 35171 | 31476 | 25535 | 22042 | 19771 |
4% | 60183 | 44578 | 36241 | 32568 | 26681 | 23240 | 21020 |
4.5% | 61202 | 45631 | 37331 | 33682 | 27855 | 24473 | 22309 |
5% | 62231 | 46700 | 38440 | 34818 | 29057 | 25739 | 23636 |
5.5% | 63271 | 47784 | 39568 | 35976 | 30287 | 27038 | 24999 |
6% | 64321 | 48882 | 40715 | 37155 | 31544 | 28368 | 26398 |