Monthly Repayment |
HKD$20,813
|
Initial Payment |
HKD$1.88 Millions
|
Loan Amount |
HKD$4.39 Millions
|
Total interest |
HKD$1.85 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$162,000
|
Legal Fee |
HKD$33,175
|
Agency Fee |
HKD$62,700
|
Total Expense |
HKD$257,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54121 | 38449 | 30014 | 26267 | 20184 | 16540 | 14116 |
1.5% | 55073 | 39409 | 30984 | 27244 | 21178 | 17553 | 15147 |
2% | 56036 | 40384 | 31973 | 28243 | 22203 | 18602 | 16222 |
2.5% | 57009 | 41375 | 32982 | 29265 | 23257 | 19689 | 17341 |
3% | 57993 | 42380 | 34011 | 30309 | 24341 | 20813 | 18504 |
3.5% | 58987 | 43401 | 35059 | 31376 | 25454 | 21972 | 19708 |
4% | 59992 | 44436 | 36126 | 32464 | 26596 | 23166 | 20953 |
4.5% | 61007 | 45486 | 37213 | 33575 | 27766 | 24395 | 22238 |
5% | 62033 | 46552 | 38318 | 34707 | 28965 | 25657 | 23561 |
5.5% | 63070 | 47632 | 39442 | 35861 | 30191 | 26952 | 24920 |
6% | 64116 | 48726 | 40586 | 37036 | 31444 | 28278 | 26314 |