Monthly Repayment |
HKD$20,398
|
Initial Payment |
HKD$1.84 Millions
|
Loan Amount |
HKD$4.3 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$149,500
|
Legal Fee |
HKD$32,862
|
Agency Fee |
HKD$61,450
|
Total Expense |
HKD$243,812
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53042 | 37682 | 29416 | 25744 | 19782 | 16211 | 13835 |
1.5% | 53975 | 38623 | 30366 | 26701 | 20756 | 17203 | 14845 |
2% | 54919 | 39579 | 31336 | 27680 | 21760 | 18232 | 15899 |
2.5% | 55872 | 40550 | 32325 | 28681 | 22793 | 19297 | 16996 |
3% | 56837 | 41535 | 33333 | 29705 | 23856 | 20398 | 18135 |
3.5% | 57811 | 42535 | 34360 | 30750 | 24946 | 21534 | 19315 |
4% | 58796 | 43550 | 35406 | 31817 | 26066 | 22704 | 20536 |
4.5% | 59791 | 44580 | 36471 | 32906 | 27213 | 23909 | 21795 |
5% | 60797 | 45624 | 37554 | 34015 | 28387 | 25146 | 23091 |
5.5% | 61812 | 46682 | 38656 | 35146 | 29589 | 26414 | 24423 |
6% | 62838 | 47755 | 39776 | 36298 | 30817 | 27714 | 25789 |