Monthly Repayment |
HKD$20,315
|
Initial Payment |
HKD$1.84 Millions
|
Loan Amount |
HKD$4.28 Millions
|
Total interest |
HKD$1.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$147,000
|
Legal Fee |
HKD$32,800
|
Agency Fee |
HKD$61,200
|
Total Expense |
HKD$241,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52827 | 37529 | 29296 | 25639 | 19701 | 16145 | 13779 |
1.5% | 53756 | 38466 | 30243 | 26592 | 20672 | 17133 | 14784 |
2% | 54695 | 39418 | 31208 | 27567 | 21672 | 18157 | 15834 |
2.5% | 55645 | 40385 | 32193 | 28565 | 22701 | 19218 | 16926 |
3% | 56605 | 41366 | 33197 | 29584 | 23758 | 20315 | 18061 |
3.5% | 57576 | 42362 | 34220 | 30625 | 24845 | 21446 | 19237 |
4% | 58557 | 43373 | 35262 | 31688 | 25960 | 22612 | 20452 |
4.5% | 59548 | 44398 | 36322 | 32772 | 27102 | 23811 | 21706 |
5% | 60549 | 45438 | 37401 | 33877 | 28272 | 25043 | 22997 |
5.5% | 61561 | 46492 | 38499 | 35003 | 29469 | 26307 | 24324 |
6% | 62583 | 47561 | 39615 | 36150 | 30691 | 27601 | 25684 |