Monthly Repayment |
HKD$20,149
|
Initial Payment |
HKD$1.82 Millions
|
Loan Amount |
HKD$4.25 Millions
|
Total interest |
HKD$1.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$142,000
|
Legal Fee |
HKD$32,675
|
Agency Fee |
HKD$60,700
|
Total Expense |
HKD$235,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52395 | 37222 | 29057 | 25430 | 19540 | 16013 | 13666 |
1.5% | 53317 | 38152 | 29996 | 26375 | 20503 | 16993 | 14664 |
2% | 54248 | 39096 | 30953 | 27342 | 21494 | 18009 | 15705 |
2.5% | 55190 | 40055 | 31930 | 28331 | 22515 | 19061 | 16788 |
3% | 56143 | 41028 | 32926 | 29342 | 23564 | 20149 | 17913 |
3.5% | 57105 | 42016 | 33940 | 30375 | 24642 | 21271 | 19079 |
4% | 58078 | 43019 | 34974 | 31429 | 25748 | 22427 | 20285 |
4.5% | 59061 | 44035 | 36026 | 32504 | 26881 | 23617 | 21529 |
5% | 60054 | 45067 | 37096 | 33600 | 28041 | 24839 | 22809 |
5.5% | 61058 | 46112 | 38184 | 34717 | 29228 | 26092 | 24125 |
6% | 62071 | 47172 | 39291 | 35855 | 30441 | 27376 | 25474 |