Monthly Repayment |
HKD$19,950
|
Loan Amount |
HKD$4.21 Millions
|
Total interest |
HKD$1.78 Millions
|
Total repayment |
HKD$5.99 Millions
|
Down payment |
HKD$1,800,000
|
Stamp Duty |
HKD$136,000
|
Legal Fee |
HKD$32,525
|
Agency Fee |
HKD$60,100
|
complete insurance payment |
--
|
Total Expense |
HKD$2,028,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51877 | 36855 | 28770 | 25178 | 19347 | 15855 | 13531 |
1.5% | 52789 | 37775 | 29699 | 26114 | 20300 | 16825 | 14519 |
2% | 53712 | 38710 | 30647 | 27072 | 21282 | 17831 | 15549 |
2.5% | 54645 | 39659 | 31615 | 28051 | 22293 | 18873 | 16622 |
3% | 55588 | 40623 | 32600 | 29052 | 23331 | 19950 | 17736 |
3.5% | 56541 | 41601 | 33605 | 30075 | 24398 | 21061 | 18891 |
4% | 57504 | 42593 | 34628 | 31118 | 25493 | 22206 | 20084 |
4.5% | 58477 | 43600 | 35669 | 32183 | 26615 | 23383 | 21316 |
5% | 59461 | 44621 | 36729 | 33268 | 27764 | 24593 | 22584 |
5.5% | 60454 | 45657 | 37807 | 34374 | 28939 | 25834 | 23886 |
6% | 61458 | 46706 | 38903 | 35501 | 30140 | 27105 | 25223 |