Monthly Repayment |
HKD$19,817
|
Initial Payment |
HKD$1.79 Millions
|
Loan Amount |
HKD$4.18 Millions
|
Total interest |
HKD$1.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$134,325
|
Legal Fee |
HKD$32,425
|
Agency Fee |
HKD$59,700
|
Total Expense |
HKD$226,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51532 | 36609 | 28578 | 25011 | 19218 | 15749 | 13441 |
1.5% | 52438 | 37523 | 29501 | 25940 | 20165 | 16713 | 14422 |
2% | 53355 | 38452 | 30443 | 26892 | 21140 | 17712 | 15446 |
2.5% | 54281 | 39395 | 31404 | 27865 | 22144 | 18747 | 16512 |
3% | 55218 | 40352 | 32383 | 28859 | 23176 | 19817 | 17618 |
3.5% | 56165 | 41324 | 33381 | 29874 | 24236 | 20921 | 18765 |
4% | 57121 | 42310 | 34398 | 30911 | 25323 | 22058 | 19951 |
4.5% | 58088 | 43310 | 35432 | 31969 | 26438 | 23228 | 21174 |
5% | 59065 | 44324 | 36485 | 33047 | 27579 | 24430 | 22433 |
5.5% | 60052 | 45353 | 37555 | 34145 | 28746 | 25662 | 23727 |
6% | 61049 | 46395 | 38644 | 35264 | 29939 | 26925 | 25055 |