| Monthly Repayment |
HKD$19,684
|
| Loan Amount |
HKD$4.15 Millions
|
| Total interest |
HKD$1.75 Millions
|
| Total repayment |
HKD$5.9 Millions
|
| Down payment |
HKD$1,780,000
|
| Stamp Duty |
HKD$133,425
|
| Legal Fee |
HKD$32,325
|
| Agency Fee |
HKD$59,300
|
| complete insurance payment |
--
|
| Total Expense |
HKD$2,005,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 51187 | 36364 | 28387 | 24843 | 19090 | 15643 | 13351 |
| 1.5% | 52087 | 37272 | 29304 | 25767 | 20030 | 16601 | 14325 |
| 2% | 52997 | 38194 | 30239 | 26712 | 20999 | 17594 | 15342 |
| 2.5% | 53918 | 39131 | 31194 | 27678 | 21996 | 18622 | 16401 |
| 3% | 54848 | 40082 | 32166 | 28666 | 23021 | 19684 | 17500 |
| 3.5% | 55788 | 41047 | 33158 | 29674 | 24074 | 20780 | 18639 |
| 4% | 56739 | 42026 | 34167 | 30704 | 25154 | 21910 | 19817 |
| 4.5% | 57699 | 43020 | 35195 | 31754 | 26261 | 23072 | 21032 |
| 5% | 58669 | 44027 | 36240 | 32825 | 27394 | 24266 | 22283 |
| 5.5% | 59650 | 45049 | 37304 | 33917 | 28554 | 25490 | 23568 |
| 6% | 60640 | 46084 | 38385 | 35028 | 29739 | 26744 | 24887 |
