Monthly Repayment |
HKD$19,601
|
Initial Payment |
HKD$1.77 Millions
|
Loan Amount |
HKD$4.13 Millions
|
Total interest |
HKD$1.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,862
|
Legal Fee |
HKD$32,262
|
Agency Fee |
HKD$59,050
|
Total Expense |
HKD$224,174
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50971 | 36211 | 28267 | 24738 | 19009 | 15578 | 13294 |
1.5% | 51867 | 37115 | 29180 | 25658 | 19946 | 16531 | 14265 |
2% | 52774 | 38033 | 30112 | 26599 | 20910 | 17520 | 15278 |
2.5% | 53690 | 38966 | 31062 | 27561 | 21903 | 18543 | 16332 |
3% | 54617 | 39913 | 32031 | 28545 | 22924 | 19601 | 17427 |
3.5% | 55553 | 40874 | 33018 | 29549 | 23972 | 20693 | 18561 |
4% | 56500 | 41849 | 34023 | 30575 | 25048 | 21818 | 19733 |
4.5% | 57456 | 42838 | 35046 | 31620 | 26150 | 22975 | 20943 |
5% | 58422 | 43842 | 36087 | 32687 | 27279 | 24164 | 22189 |
5.5% | 59398 | 44859 | 37146 | 33774 | 28433 | 25383 | 23469 |
6% | 60384 | 45890 | 38223 | 34880 | 29613 | 26632 | 24782 |