Monthly Repayment |
HKD$19,452
|
Initial Payment |
HKD$1.76 Millions
|
Loan Amount |
HKD$4.1 Millions
|
Total interest |
HKD$1.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$131,850
|
Legal Fee |
HKD$32,150
|
Agency Fee |
HKD$58,600
|
Total Expense |
HKD$222,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50582 | 35935 | 28051 | 24550 | 18864 | 15459 | 13193 |
1.5% | 51472 | 36832 | 28958 | 25462 | 19794 | 16405 | 14156 |
2% | 52372 | 37743 | 29882 | 26396 | 20751 | 17386 | 15161 |
2.5% | 53281 | 38669 | 30825 | 27351 | 21736 | 18402 | 16207 |
3% | 54200 | 39609 | 31787 | 28327 | 22749 | 19452 | 17294 |
3.5% | 55130 | 40562 | 32766 | 29324 | 23789 | 20535 | 18419 |
4% | 56069 | 41530 | 33764 | 30341 | 24857 | 21651 | 19583 |
4.5% | 57018 | 42512 | 34779 | 31380 | 25951 | 22800 | 20784 |
5% | 57977 | 43508 | 35812 | 32438 | 27071 | 23979 | 22020 |
5.5% | 58945 | 44517 | 36863 | 33516 | 28217 | 25189 | 23290 |
6% | 59924 | 45540 | 37932 | 34615 | 29388 | 26429 | 24593 |