Monthly Repayment |
HKD$18,456
|
Initial Payment |
HKD$1.67 Millions
|
Loan Amount |
HKD$3.89 Millions
|
Total interest |
HKD$1.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$125,100
|
Legal Fee |
HKD$31,400
|
Agency Fee |
HKD$55,600
|
Total Expense |
HKD$212,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47993 | 34095 | 26615 | 23293 | 17899 | 14667 | 12518 |
1.5% | 48837 | 34946 | 27475 | 24159 | 18780 | 15565 | 13432 |
2% | 49690 | 35811 | 28353 | 25045 | 19688 | 16496 | 14385 |
2.5% | 50553 | 36689 | 29247 | 25951 | 20623 | 17460 | 15378 |
3% | 51426 | 37581 | 30159 | 26877 | 21584 | 18456 | 16408 |
3.5% | 52307 | 38486 | 31089 | 27823 | 22572 | 19484 | 17476 |
4% | 53198 | 39404 | 32035 | 28788 | 23584 | 20543 | 18581 |
4.5% | 54099 | 40336 | 32999 | 29773 | 24622 | 21633 | 19720 |
5% | 55009 | 41280 | 33979 | 30777 | 25685 | 22752 | 20893 |
5.5% | 55928 | 42238 | 34976 | 31800 | 26772 | 23900 | 22098 |
6% | 56856 | 43209 | 35990 | 32842 | 27883 | 25076 | 23334 |