Monthly Repayment |
HKD$18,323
|
Initial Payment |
HKD$1.66 Millions
|
Loan Amount |
HKD$3.86 Millions
|
Total interest |
HKD$1.63 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$124,200
|
Legal Fee |
HKD$31,300
|
Agency Fee |
HKD$55,200
|
Total Expense |
HKD$210,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47647 | 33850 | 26424 | 23125 | 17770 | 14562 | 12428 |
1.5% | 48485 | 34695 | 27278 | 23985 | 18645 | 15453 | 13335 |
2% | 49333 | 35553 | 28149 | 24865 | 19547 | 16377 | 14282 |
2.5% | 50190 | 36425 | 29037 | 25764 | 20475 | 17334 | 15267 |
3% | 51056 | 37311 | 29942 | 26684 | 21429 | 18323 | 16290 |
3.5% | 51931 | 38209 | 30865 | 27623 | 22409 | 19344 | 17351 |
4% | 52816 | 39121 | 31805 | 28581 | 23415 | 20395 | 18447 |
4.5% | 53710 | 40045 | 32761 | 29559 | 24445 | 21477 | 19578 |
5% | 54613 | 40983 | 33735 | 30556 | 25500 | 22588 | 20742 |
5.5% | 55525 | 41934 | 34724 | 31572 | 26579 | 23728 | 21939 |
6% | 56447 | 42898 | 35731 | 32606 | 27682 | 24895 | 23166 |