Monthly Repayment |
HKD$18,270
|
Initial Payment |
HKD$1.65 Millions
|
Loan Amount |
HKD$3.85 Millions
|
Total interest |
HKD$1.63 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$123,840
|
Legal Fee |
HKD$31,260
|
Agency Fee |
HKD$55,040
|
Total Expense |
HKD$210,140
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47509 | 33752 | 26347 | 23058 | 17718 | 14520 | 12392 |
1.5% | 48345 | 34594 | 27199 | 23915 | 18591 | 15408 | 13296 |
2% | 49190 | 35450 | 28067 | 24793 | 19490 | 16330 | 14240 |
2.5% | 50044 | 36320 | 28953 | 25690 | 20416 | 17284 | 15223 |
3% | 50908 | 37202 | 29856 | 26606 | 21367 | 18270 | 16243 |
3.5% | 51781 | 38098 | 30776 | 27542 | 22344 | 19288 | 17300 |
4% | 52663 | 39007 | 31713 | 28498 | 23347 | 20336 | 18393 |
4.5% | 53554 | 39929 | 32666 | 29473 | 24374 | 21415 | 19521 |
5% | 54455 | 40864 | 33637 | 30467 | 25426 | 22523 | 20682 |
5.5% | 55364 | 41813 | 34624 | 31480 | 26502 | 23659 | 21875 |
6% | 56283 | 42773 | 35627 | 32512 | 27602 | 24823 | 23099 |