| Monthly Repayment |
HKD$18,124
|
| Loan Amount |
HKD$3.82 Millions
|
| Total interest |
HKD$1.62 Millions
|
| Total repayment |
HKD$5.44 Millions
|
| Down payment |
HKD$1,640,000
|
| Stamp Duty |
HKD$122,850
|
| Legal Fee |
HKD$31,150
|
| Agency Fee |
HKD$54,600
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,848,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 47130 | 33482 | 26137 | 22874 | 17577 | 14404 | 12293 |
| 1.5% | 47958 | 34318 | 26981 | 23724 | 18442 | 15285 | 13190 |
| 2% | 48797 | 35167 | 27843 | 24594 | 19334 | 16199 | 14126 |
| 2.5% | 49644 | 36029 | 28721 | 25484 | 20252 | 17146 | 15101 |
| 3% | 50501 | 36905 | 29617 | 26394 | 21196 | 18124 | 16113 |
| 3.5% | 51367 | 37794 | 30530 | 27322 | 22166 | 19133 | 17162 |
| 4% | 52242 | 38695 | 31459 | 28270 | 23160 | 20173 | 18246 |
| 4.5% | 53126 | 39610 | 32405 | 29238 | 24179 | 21243 | 19365 |
| 5% | 54019 | 40538 | 33368 | 30224 | 25223 | 22343 | 20517 |
| 5.5% | 54922 | 41478 | 34347 | 31228 | 26291 | 23470 | 21700 |
| 6% | 55833 | 42432 | 35342 | 32252 | 27381 | 24625 | 22914 |
