Monthly Repayment |
HKD$17,772
|
Initial Payment |
HKD$1.61 Millions
|
Loan Amount |
HKD$3.75 Millions
|
Total interest |
HKD$1.58 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$120,465
|
Legal Fee |
HKD$30,885
|
Agency Fee |
HKD$53,540
|
Total Expense |
HKD$204,890
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46215 | 32832 | 25629 | 22430 | 17235 | 14124 | 12054 |
1.5% | 47027 | 33652 | 26457 | 23264 | 18084 | 14988 | 12934 |
2% | 47849 | 34484 | 27302 | 24117 | 18959 | 15885 | 13852 |
2.5% | 48680 | 35330 | 28164 | 24989 | 19859 | 16813 | 14808 |
3% | 49520 | 36189 | 29042 | 25881 | 20785 | 17772 | 15800 |
3.5% | 50369 | 37060 | 29937 | 26792 | 21735 | 18762 | 16829 |
4% | 51227 | 37944 | 30848 | 27722 | 22710 | 19782 | 17892 |
4.5% | 52095 | 38841 | 31776 | 28670 | 23710 | 20831 | 18989 |
5% | 52971 | 39751 | 32720 | 29637 | 24733 | 21909 | 20119 |
5.5% | 53856 | 40673 | 33680 | 30622 | 25780 | 23014 | 21279 |
6% | 54749 | 41608 | 34656 | 31626 | 26850 | 24147 | 22469 |