Monthly Repayment |
HKD$17,739
|
Initial Payment |
HKD$1.6 Millions
|
Loan Amount |
HKD$3.74 Millions
|
Total interest |
HKD$1.58 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$120,240
|
Legal Fee |
HKD$30,860
|
Agency Fee |
HKD$53,440
|
Total Expense |
HKD$204,540
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46128 | 32770 | 25581 | 22388 | 17203 | 14098 | 12031 |
1.5% | 46940 | 33589 | 26408 | 23220 | 18051 | 14960 | 12910 |
2% | 47760 | 34420 | 27251 | 24072 | 18924 | 15855 | 13826 |
2.5% | 48589 | 35264 | 28111 | 24943 | 19822 | 16781 | 14780 |
3% | 49428 | 36121 | 28988 | 25833 | 20746 | 17739 | 15771 |
3.5% | 50275 | 36991 | 29881 | 26742 | 21695 | 18727 | 16797 |
4% | 51132 | 37873 | 30791 | 27670 | 22668 | 19745 | 17859 |
4.5% | 51997 | 38769 | 31717 | 28616 | 23666 | 20792 | 18954 |
5% | 52872 | 39676 | 32659 | 29582 | 24687 | 21868 | 20081 |
5.5% | 53755 | 40597 | 33617 | 30565 | 25732 | 22971 | 21239 |
6% | 54647 | 41530 | 34592 | 31566 | 26800 | 24102 | 22427 |