Monthly Repayment |
HKD$17,659
|
Initial Payment |
HKD$1.6 Millions
|
Loan Amount |
HKD$3.72 Millions
|
Total interest |
HKD$1.57 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$119,700
|
Legal Fee |
HKD$30,800
|
Agency Fee |
HKD$53,200
|
Total Expense |
HKD$203,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45921 | 32623 | 25467 | 22287 | 17126 | 14034 | 11977 |
1.5% | 46729 | 33438 | 26289 | 23116 | 17969 | 14893 | 12852 |
2% | 47545 | 34265 | 27129 | 23964 | 18839 | 15784 | 13764 |
2.5% | 48371 | 35106 | 27985 | 24831 | 19733 | 16706 | 14714 |
3% | 49206 | 35959 | 28858 | 25717 | 20653 | 17659 | 15700 |
3.5% | 50050 | 36825 | 29747 | 26622 | 21597 | 18643 | 16722 |
4% | 50902 | 37703 | 30652 | 27545 | 22566 | 19656 | 17778 |
4.5% | 51764 | 38594 | 31574 | 28488 | 23559 | 20699 | 18868 |
5% | 52634 | 39498 | 32512 | 29449 | 24576 | 21770 | 19991 |
5.5% | 53514 | 40415 | 33466 | 30428 | 25616 | 22868 | 21144 |
6% | 54402 | 41344 | 34436 | 31425 | 26679 | 23993 | 22327 |