Monthly Repayment |
HKD$16,823
|
Initial Payment |
HKD$1.52 Millions
|
Loan Amount |
HKD$3.55 Millions
|
Total interest |
HKD$1.5 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$114,030
|
Legal Fee |
HKD$30,170
|
Agency Fee |
HKD$50,680
|
Total Expense |
HKD$194,880
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43746 | 31078 | 24260 | 21232 | 16315 | 13369 | 11410 |
1.5% | 44515 | 31854 | 25044 | 22021 | 17118 | 14188 | 12243 |
2% | 45293 | 32642 | 25844 | 22829 | 17946 | 15036 | 13112 |
2.5% | 46080 | 33443 | 26659 | 23655 | 18798 | 15915 | 14017 |
3% | 46875 | 34255 | 27491 | 24499 | 19674 | 16823 | 14956 |
3.5% | 47679 | 35080 | 28338 | 25361 | 20574 | 17760 | 15930 |
4% | 48491 | 35917 | 29200 | 26241 | 21497 | 18725 | 16936 |
4.5% | 49312 | 36766 | 30079 | 27138 | 22443 | 19718 | 17975 |
5% | 50141 | 37627 | 30972 | 28054 | 23412 | 20738 | 19044 |
5.5% | 50979 | 38500 | 31881 | 28986 | 24403 | 21785 | 20142 |
6% | 51825 | 39385 | 32805 | 29936 | 25416 | 22857 | 21269 |