Monthly Repayment |
HKD$16,663
|
Initial Payment |
HKD$1.51 Millions
|
Loan Amount |
HKD$3.51 Millions
|
Total interest |
HKD$1.49 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$112,950
|
Legal Fee |
HKD$30,050
|
Agency Fee |
HKD$50,200
|
Total Expense |
HKD$193,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43332 | 30784 | 24030 | 21031 | 16160 | 13243 | 11302 |
1.5% | 44094 | 31552 | 24807 | 21812 | 16956 | 14053 | 12127 |
2% | 44864 | 32333 | 25599 | 22612 | 17776 | 14894 | 12988 |
2.5% | 45643 | 33126 | 26407 | 23430 | 18620 | 15764 | 13884 |
3% | 46431 | 33931 | 27230 | 24267 | 19488 | 16663 | 14815 |
3.5% | 47227 | 34748 | 28069 | 25120 | 20379 | 17591 | 15779 |
4% | 48032 | 35577 | 28924 | 25992 | 21294 | 18548 | 16776 |
4.5% | 48845 | 36418 | 29794 | 26881 | 22231 | 19531 | 17804 |
5% | 49666 | 37271 | 30679 | 27788 | 23190 | 20542 | 18863 |
5.5% | 50496 | 38136 | 31579 | 28712 | 24172 | 21579 | 19952 |
6% | 51334 | 39012 | 32494 | 29653 | 25175 | 22640 | 21068 |